Built for India. Powered by AI.

India's Financial
Wellness Platform

Track net worth, budget spending, manage investments and loans, and get AI-powered financial advice — all in one place, designed for Indian users.

Free forever · No credit card required

Everything you need

One platform for your complete financial life — from day-to-day budgeting to long-term wealth tracking.

Net Worth Tracker

See all your assets and liabilities in one place — banks, mutual funds, stocks, EPF, gold, and loans.

Budget & Spending

Set category budgets and visualise where your money goes every month with smart categorisation.

AI Financial Advisor

Ask anything — Claude AI answers your financial questions with full context of your own numbers.

Investment Portfolio

Track MF, stocks, EPF, NPS, PPF, FDs, gold, and US equities all in one dashboard.

Tax & Loans

Track 80C/80D deductions, auto-detect tax-saving investments, and manage EMI amortisation.

Couples Finance

Link with your partner for a combined financial view. Tag transactions as Mine, Yours, or Ours.

How it works

Up and running in minutes.

01

Connect your accounts

Link your banks and investments via Setu Account Aggregator — RBI-regulated, read-only, secure.

02

Your financial picture

Divitix builds your complete net worth, spending, and investment dashboard automatically.

03

Get smarter with AI

Ask your AI advisor anything — "Should I prepay my home loan?" or "Am I on track for retirement?"

Security first

Your data stays yours

Bank connections via RBI-regulated Setu Account Aggregator — read-only, zero transaction access. All data stored in India (Mumbai region). PAN is masked and never transmitted. DPDP Act 2023 compliant.

Read-only bank access
RBI-regulated AA
No transaction execution
Data stored in India

Simple pricing

Start free. Upgrade when you need more.

₹0/forever

Free plan

  • Net worth tracker
  • Transaction management
  • Budget tracking
  • Cash flow projection
  • 10 AI messages / month
Get started
₹199/per month

Pro plan

  • Everything in Free
  • Unlimited AI Advisor
  • Receipt OCR scanning
  • Couples linked view
  • CA advisor access
  • CSV data export
  • Priority support
Start free trial